Asialink Finance Corp. is expanding into real estate lending, marking a strategic diversification of its portfolio and reinforcing its role as alternative financier for underserved sectors in the economy.
The company, known for its rapid loan processing and competitive interest rates, now offers real estate-backed loans to individuals and small and medium-sized enterprises (SMEs). The move builds on Asialink’s strong foothold in vehicle and equipment financing for SMEs—a segment often overlooked by traditional banks.
“Our sustained and astronomical growth in the past few years has attracted the flow of foreign funds as well as local financing that now allow us to go into new opportunities such as real estate,” said Sam Cariño, president and CEO of Asialink Finance Corp.
The real estate lending arm will initially focus on three key offerings: Sangla Titulo (loan against land title), take-out of housing units, and property acquisition.
Under Sangla Titulo, businesses can borrow up to P20 million using real estate as collateral, with interest rates starting at 0.8 percent per month for terms up to five years. A one-time 5.5 percent service fee applies, and loan disbursements can be completed within two weeks of document submission.
For housing unit take-outs, Asialink advances the full payment to developers on behalf of borrowers. This process reportedly outpaces traditional bank disbursement timelines by several months, with rates similar to those under Sangla Titulo.
The property acquisition option allows for loans of up to P15 million at 0.9 percent monthly interest for terms up to five years, and 1.0 percent for terms of up to ten years.
Asialink’s strategic pivot is supported by strong capital inflows, including investments from the International Finance Corporation (a member of the World Bank Group), Asian Development Bank, and private equity firm Creador—a testament to growing investor confidence in its business model and market approach.
This expansion signals Asialink’s intent to deepen its footprint in non-bank lending and provide more inclusive financial solutions in sectors traditionally underserved by major financial institutions.
