Smart Communications, Inc. has partnered with PayJoy, a public benefit corporation, to offer smartphone financing solutions aimed at Filipino consumers with limited access to traditional credit.
The initiative focuses on enabling budget-conscious and credit-invisible individuals to purchase mid to high-end smartphones through PayJoy’s proprietary financing system, which leverages AI-driven underwriting and phone-security technology.
“This collaboration aims to help more Filipinos upgrade their devices and access vital digital tools,” said Jac Bocalan, VP and department head at Smart.
Christian So, AVP and sales head at Smart, added that the partnership supports Smart’s goal of bridging the digital divide by empowering more users to connect to its nationwide 4G/LTE and 5G network.
PayJoy, which serves over 66 million low-income consumers globally, aims to build credit profiles for underserved populations and expand digital inclusion.
“Through our partnership with Smart, we’re unlocking financial freedom for more Filipinos,” said Rene Payan, country manager at PayJoy.
Smart currently covers 97 percent of the Philippine population with its 4G/5G network, reinforcing its leadership in nationwide connectivity.
