BDO Unibank has rolled out its universal teller machine (UTM)—a self-service solution that consolidates multiple banking transactions in one device. Endorsed by Miss Universe 2015 Pia Wurtzbach, the UTM offers clients faster, safer, and more flexible ways to bank.
The UTM allows users to deposit or withdraw cash, update passbooks, deposit checks, and perform cardless transactions using QR codes or biometrics—streamlining services that previously required multiple counters or devices. According to BDO, it is the only bank in the country currently offering this full range of services in a single machine.
Wurtzbach, a long-time BDO client, shared her experience on social media: “BDO now has the universal teller machine, a self-service machine that lets you skip the line and do more than just basic banking. It’s safe, quick, and perfect for people like me who love options.”
BDO’s UTM is currently available in over 400 branches across Metro Manila, supporting the bank’s push toward greater operational efficiency and customer convenience—particularly for corporate and commercial clients looking for streamlined in-branch transactions.
By integrating multiple services into a single interface, the UTM reinforces BDO’s commitment to digital innovation and customer-centric banking, while empowering users to manage their finances with greater autonomy.