BDO Unibank is offering customers a faster and simpler way to open a bank account through its Basic Account, designed for mobile access and everyday transactions.
Clients can open a Basic Account using only a valid passport or other government-issued ID and the BDO Pay app. The process takes just a few minutes on a smartphone, with approval typically completed within one day. The account requires no initial deposit and no maintaining balance, removing common barriers for new account holders.
Once approved, customers can immediately use their account to pay bills, send money, scan to pay at partner merchants, and split expenses with friends through the app. All transactions are directly linked to the account, making it easier to monitor spending without transferring funds between digital wallets.
The Basic Account is aimed at students, young professionals, and first-time account holders looking for a practical way to manage daily finances. Users can also request a physical BDO Pay card, which allows free cash withdrawals at BDO ATMs nationwide.
Backed by BDO Unibank’s security systems and nationwide branch network, the Basic Account combines mobile convenience with access to in-person banking services when needed.
The bank encourages interested customers to download the BDO Pay app to get started.
