State-run Pag-IBIG Fund has declared higher dividend rates for 2025, signaling robust financial health and reaffirming its commitment to maximizing members’ savings.
For 2025, Pag-IBIG Regular Savings will earn 6.62 percent per annum, while the agency’s popular MP2 Savings program will yield an even higher 7.12 percent per annum. The new rates inch past the 2024 dividends of 6.60 percent for Regular Savings and 7.10 percent for MP2, extending the Fund’s track record of steady and competitive returns.
The announcement was led on February 27 by Jose Ramon P. Aliling, Secretary of the Department of Human Settlements and Urban Development (DHSUD) and chairman of the Pag-IBIG Fund Board of Trustees, alongside Pag-IBIG Fund chief executive officer Marilene C. Acosta.
Aliling underscored that the Fund’s earnings are channeled directly back to members. “Our commitment is clear: every peso earned is returned to our members in the form of higher dividends and stronger programs,” he said.
Acosta attributed the improved payout to disciplined fiscal management and sustained member trust. “This milestone is the result of sound fiscal management and the continued trust of our members. We remain focused on growing their savings and securing their financial future,” she said.
Pag-IBIG said the higher returns reflect sustained portfolio growth and prudent investment strategies, even amid global economic uncertainties. The Fund also aligned the dividend hike with the directive of Ferdinand R. Marcos Jr. to strengthen government institutions, safeguard members’ contributions, and ensure that public programs deliver tangible benefits to Filipino families.
With the latest increase, Pag-IBIG reinforces its position as a reliable savings vehicle for millions of Filipino workers seeking stable, government-backed returns.
