Customers using BDO Pay can now earn extra cash by inviting friends and family to join the app, as part of its ongoing “Refer a Friend” promo running until June 30, 2026.
Under the promo, users can share their referral code through the app. Once a new user signs up and enters the code, both the referrer and the new user receive ₱50 in cash credits. Participants can earn up to ₱1,000 per month from successful referrals.
The referral process involves three steps: accessing the “Refer a Friend” feature in the app, copying or sharing the referral code, and sending it عبر messaging apps.
Aside from the promo, BDO Pay allows users to handle everyday financial transactions such as paying bills, sending money, and splitting group expenses. The app also supports QR payments, free transfers to BDO accounts, and low-cost transfers to other banks and digital wallets.
BDO credit card holders can also use the app to manage their accounts, including locking or unlocking cards, tracking rewards, and accessing special deals.
The app is available for download on major platforms, and users without an existing BDO account can open a basic account with no initial deposit required.






