The Government Service Insurance System (GSIS) earned P94.75 billion in the first half of 2026—up nearly 28 percent year-on-year—with total assets rising to P2.05 trillion. Operating costs stayed very low, so 94 centavos of every peso spent went directly to benefits and claims.
GSIS president and general manager Wick Veloso said strong finances exist for one reason: to serve members. That support came through the Ginhawa loan programs, including nearly P18.3 billion in amortization refunds for over a million beneficiaries, P7.3 billion in low-interest solar loans, and P1.7 billion in e-mobility assistance. A new zero-interest health loan with Maxicare will also help around 214,000 members get coverage.
Most importantly, GSIS remains financially sustainable until 2058, securing care and support for current and future government workers and retirees.





