SAFC has extended P1.03 billion in financing to 1,928 women entrepreneurs from June 2025 to October 2026 through its JUANAsenso Loan program, allowing business owners to use their vehicles as collateral while retaining them for daily operations.
More than 95 percent of borrowers came from Luzon, led by CALABARZON with 711 beneficiaries, highlighting the company’s opportunity to expand access to alternative financing in the Visayas and Mindanao.
Individual loan releases ranged from P100,000 to about P8 million, although qualified borrowers can secure up to P15 million, with repayment terms of as long as five years.
The program uses vehicle refinancing, or Sangla OR/CR, allowing women entrepreneurs to pledge their cars or trucks as collateral without surrendering possession. Eligible vehicles include private and pre-owned cars, transport network vehicle service units, pickup trucks, light delivery vans and multicabs.
“Women entrepreneurs play an important role in the country’s economy, yet access to capital remains a challenge for many who want to grow their businesses,” said SAFC president and chief executive officer Maricel D. Dejongoy.
The application process involves document submission, vehicle inspection and loan evaluation before disbursement. SAFC targets approval within one business day, subject to complete requirements and successful evaluation.
Dejongoy said the company recognizes the need to broaden the program’s reach beyond Luzon, particularly to entrepreneurs in the Visayas and Mindanao.
As part of its engagement with women-led businesses, SAFC held its JUANA TALKS forum on November 10, bringing together women entrepreneurs and representatives from business, finance and government to discuss financing barriers, business growth and collaboration opportunities.
The company also received the 2026 Global Banking & Finance Review award for empowering businesswomen, recognizing its efforts to expand financing access for women-led enterprises.
