Government employees and pensioners are reporting big savings on power bills—down from ₱5,000–₱7,000 to as low as ₱300—under GSIS’s Ginhawa Solar Energy Loan program. Launched in March 2026, the program has drawn 66,233 applications worth ₱19.81 billion. As of today, ₱10.12 billion has been disbursed, with ₱57.17 million more approved, bringing total granted funds to ₱10.18 billion. Another ₱87.37 million is currently being processed.
Loans up to ₱500,000 come at 5 percent annual interest over five years, with no service fees and free panel insurance for three years. Applications are handled through the GSIS Touch app. The program supports the government’s push for renewable energy and energy security, helping families redirect savings toward food, education, and healthcare, GSIS chief Jose Arnulfo Veloso said. Originally open only to employees, it has since been expanded to include pensioners.
