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For millions of Filipinos, the biggest health threat does not arrive with the dramatic suddenness of a typhoon or an infectious outbreak. Instead, it creeps in quietly, day by day, making ischaemic heart disease the undisputed leading cause of death in the country.

The Philippines has notched a notable jump in global tourism competitiveness, but structural hurdles continue to keep the country trailing its Southeast Asian neighbors.

Carlos Yulo knows this feeling. The suspense. The waiting. The uncomfortable arithmetic of watching rivals come after you, each with a chance to snatch away the gold.

Pressuring you to act right away is the clearest mark of a scam. This is scammers’ main trick: spark panic so you move fast and skip thinking.