Maya, the leading digital bank and payments processor in the Philippines, has partnered with Pepsi-Cola Products Philippines, Inc. (PCPPI) to introduce a transformative digital payment and financing initiative for PCPPI’s expansive network of over 200,000 distributors and retailers, including local sari-sari stores.
This collaboration integrates Maya’s all-in-one digital banking platform into PCPPI’s existing Distributor Management System (DMS), providing a seamless and efficient solution for managing collections, credit, and operational tasks. By leveraging AI-driven credit scoring, the initiative offers working capital loans directly tied to real-time sales data, making it easier for retailers and distributors to access financing for inventory and business growth.
The new digital infrastructure enables faster, cashless payments, reducing risks associated with cash handling such as theft and delays. This effort aligns with the FMCG sector’s shift toward embedded digital finance, helping businesses grow and streamline operations in an increasingly digital landscape.
Phyo Phyu Noe, president and CEO of PCPPI, said that the initiative supports the company’s goals of enhancing operational efficiency and strengthening relationships with its retail partners. Maya Group president Shailesh Baidwan emphasized the collaboration’s potential to empower local businesses by offering efficient tools for growth and business management.
This partnership underscores a broader trend in the Philippines’ retail and distribution sectors, where digital finance is becoming essential for fostering resilience and inclusive growth across the supply chain.
