Home Credit offers low-cost installment deals on summer essentials

Families feeling the summer heat can now access cooling appliances and gadgets at more affordable rates, as Home Credit Philippines rolls out a nationwide promo with installment plans starting as low as ₱23 per day.

The offer runs until May 15, 2026, and includes up to 24-month payment terms, with zero-percent interest and zero down payment for qualified customers. The deals are available in more than 18,000 partner stores across the country.

The financing company said its summer lineup features inverter air conditioners, energy-efficient refrigerators, and smartphones—items aimed at helping households stay cool, preserve food, and remain connected during the hot season.

Among the highlighted products is the Midea 1.0HP Inverter Window Type Air Conditioner, available for about ₱729 per month, and the Condura 6.3 cu ft Inverter Two Door Refrigerator, offered at around ₱669 monthly. A smartphone option, the Honor X9d 5G, is priced at roughly ₱809 per month under the same installment terms.

Other products included in the promo are air conditioners, refrigerators, and mobile phones from brands such as Carrier, Samsung, TCL, Panasonic, Apple, and Condura.

Customers can apply with one valid ID, with approvals possible in as fast as one minute, according to the company. Applications may also be done through the Home Credit App for pre-approval.

Home Credit Philippines is a financing firm regulated by the Securities and Exchange Commission and the Bangko Sentral ng Pilipinas, offering installment plans, cash loans, and other credit services to millions of Filipinos.

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