SAFC surpassed P2 billion in loan releases in the first half of 2026, underscoring resilient demand for consumer and small business financing as more Filipinos tapped credit to purchase vehicles, expand enterprises, and support household incomes despite a challenging economic environment.
The financing company released P2.09 billion in loans from January to June, with monthly disbursements consistently exceeding P300 million, driven by sustained demand for vehicle-backed lending and financing for micro, small, and medium enterprises (MSMEs).
The results reflect continued appetite for secured lending, particularly among borrowers seeking liquidity while retaining the use of productive assets such as vehicles.
SAFC’s Sangla OR/CR vehicle refinancing product remained its largest business line, releasing P1.1 billion during the six-month period, up from P1 billion a year earlier and accounting for more than half of total loan releases.
“Behind these numbers are everyday Filipinos using our financial solutions to acquire vehicles, support their families, grow their businesses, and achieve their goals,” SAFC President and Chief Executive Officer Maricel D. Dejongoy said.
“Sustaining our multi-billion-peso releases in the first half gives us strong momentum heading into the second half of 2026,” she added.
Secondhand vehicle financing also remained a key growth driver, generating P807.52 million in loan releases. Financing for brand-new and pre-owned trucks reached a combined P116.97 million, supporting transport operators and logistics-related businesses amid continued demand for fleet expansion.
The company also expanded lending to women entrepreneurs through its JUANAsenso Loan, which provides asset-backed financing for women-led enterprises. Loan releases under the program climbed to P393.99 million in the first half, up 41.6 percent from P278.26 million in the second half of 2025 following its launch. Monthly disbursements consistently exceeded P60 million and peaked at P70.39 million in March.
Chief Operating Officer Azenith S. Cabrera said the company’s performance was supported by stronger credit evaluation, streamlined operations, and a wider branch network.
Looking ahead, SAFC plans to expand JUANAsenso, deepen its presence in the provinces, and strengthen digital customer acquisition, reflecting a broader push among non-bank lenders to widen financial inclusion and reach underserved borrowers outside major urban centers.
