Banking & Insurance

Union Bank of the Philippines, the country’s 10th largest lender by asseets, closed 2025 with net income of P10.0 billion, as second half earnings more than doubled, rising 108 percent from the first half. The rebound was driven largely the bank’s lending activity, including the acquired Citi consumer business, which gained traction through the year.

Philippine National Bank has approved a 20 percent increase in its 2026 cash dividend, signaling confidence in its earnings strength and long-term strategy.

BDO Unibank, Inc. delivered a strong performance in 2025 and reported a record ₱87.2 billion in net income, up 6 percent from the previous year, highlighting steady growth in its core businesses.

The Bank of the Philippine Islands (BPI) and Ayala Land, Inc. (ALI) have rolled out the country’s first interoperable direct debit facility, allowing property buyers and tenants to automatically pay recurring obligations from any participating bank account.

Home Credit Philippines is calling on borrowers to communicate at the first sign of financial strain, underscoring that early coordination can prevent temporary setbacks from escalating into serious loan problems.