Philippine crypto wallet Coins.ph is bringing digital assets into everyday retail with the rollout of QRPh Stablecoin Payment, a feature that allows users to pay via the country’s national QR code standard using pesos, supported stablecoins, or a combination of both in a single transaction.
By linking stablecoin balances directly to QRPh, Coins.ph positions itself as the first e-wallet in the Philippines to enable crypto-funded payments at scale across mainstream merchants.
The feature is immediately compatible with nearly 700,000 QRPh-enabled outlets nationwide, spanning neighborhood stores to large retail chains—effectively bridging crypto holdings with day-to-day spending.
The launch builds on the platform’s growing transaction base. In December 2025 alone, Coins.ph processed close to P30 billion in QRPh payments, underscoring the readiness of existing infrastructure to support stablecoin use at the point of sale.
At rollout, the feature supports USDT and USDC, both pegged 1:1 to the US dollar and widely used for liquidity and relative price stability. The company said additional tokens will be introduced in later phases.
A central feature is the elimination of manual pre-conversion. At checkout, users receive real-time pricing as the system automatically converts crypto into pesos and completes the QRPh payment in a single flow.
The platform also enables hybrid payments, allowing users to combine fiat and crypto balances when needed.
Coins.ph chief executive Wei Zhou said the rollout is designed to streamline transactions across asset types, making digital currencies as usable as cash while simplifying QR-based payments for everyday purchases.
