Content creator and influencer Christy Tabanyag, widely known to followers as Miss Deliciousness, attributes her success to years of hard work, personal sacrifice, and careful financial planning—with Home Credit standing as a reliable financial partner through her most difficult and pivotal life moments.
Long before building an online following, Tabanyag worked as a call center agent and served as one of her family’s main breadwinners, balancing personal goals with household duties just as many Filipinos do, often with little room set aside for unexpected costs. Those challenges grew far more serious during the COVID-19 pandemic, when her father and grandmother were hospitalized at the same time and medical bills began piling up. It was then that she turned to Home Credit for a Cash Loan, drawing on her long history as a customer and consistent record of timely payments to secure the support she needed.
Her relationship with Home Credit stretches back to 2017, when she financed her first smartphone. When the device was lost only two days after purchase, she stayed committed to keeping up with installments anyway—a choice that would prove deeply valuable years later. That strong repayment history allowed her cash loan application to be approved quickly during the family medical emergency. “The funds were credited almost immediately, and I was able to use them for my father’s and grandmother’s hospital expenses,” she recalled.
After fully repaying the emergency loan, Tabanyag continued managing her finances responsibly. She then took out another loan to purchase her first iPhone, an iPhone XR, in 2020 as she launched her content creation career. “It was the first iPhone I ever owned and it became an integral part of my journey as Miss Deliciousness,” she said. “The support that I received from Home Credit gave me the confidence to feel financially secure while responsibly managing my loans.” The device became the foundation for the content that grew her online presence and established her personal brand.
Her experience underscores how flexible financial services and responsible borrowing habits can work together to support both daily needs and major life milestones. Home Credit designs its offerings to offer practical help while also encouraging disciplined repayment and lasting financial confidence. Even with greater stability today, Tabanyag keeps up her strong credit record, believing good financial habits now create more opportunities down the line. “If you’re planning to apply for bigger loans someday, lenders often look at your credit history,” she noted. “That’s why maintaining a good credit record is something I really value.”
“At Home Credit, we are committed to helping Filipinos not only address their immediate needs but also build pathways to their future aspirations through accessible and flexible financial solutions, and responsible credit management,” said Jana Pechouckova, senior executive vice president of Home Credit Philippines. “Christy’s experience shows how responsible use of Home Credit products and services can help customers establish a positive financial track record while working toward their long-term goals.”
