The Government Service Insurance System has set aside ₱520.08 million in emergency loans to assist 21,153 eligible active members, old-age pensioners, and disability pensioners affected by separate crises in Bagulin, La Union and the entire Province of Negros Occidental. This initiative is part of the agency’s ongoing commitment to deliver immediate financial support to beneficiaries located in areas declared under a state of calamity, disaster, or public health emergency.
Eligible applicants in Bagulin, La Union—where authorities declared a state of public health emergency due to a dengue outbreak—may file their applications until August 16. Those in Negros Occidental, which is under a state of calamity after the red-striped soft scale insect infested sugarcane plantations, have until August 14 to submit their requirements.
Active members qualify if they work or live in the affected areas, have no GSIS loans overdue by more than six months, are not on unpaid leave, have remitted at least three months of premiums over the past six months, have no pending administrative or criminal cases, and retain a net monthly pay of no less than ₱5,000 after all deductions. For old-age and disability pensioners, the requirements include residency in the affected locations, a remaining monthly pension equivalent to at least 25 percent of the total amount after loan payments, and no unpaid emergency loans overdue by more than six months.
The loan carries a fixed six percent annual interest rate and is payable over 36 months. No processing or service fees will be charged. Applications may be filed via the GSIS Touch mobile app, and approved funds will be credited directly to the borrower’s ATM account.
