SB Finance is expanding its healthcare financing business with new lending products for doctors and a wider patient financing network, signaling a growing opportunity for consumer lenders as healthcare costs continue to rise.
The company has launched its Doctor’s Loan program, offering qualified physicians multi-purpose loans of up to P3 million with repayment terms of up to 36 months and preferential rates, subject to credit evaluation. It also expanded its Patient Access Program, which now covers 66 partner hospitals nationwide and provides financing of up to P3 million for hospitalization, medical procedures and other treatment-related expenses.
The twin initiatives position SB Finance on both sides of the healthcare equation by helping doctors finance their practices while enabling patients to afford critical care, a niche that is becoming increasingly relevant as medical expenses climb.
“We have developed a whole suite of specialized offers that doctors and other medical professionals can maximize to support their practice or even for personal purposes,” said Patrick Felizardo, SB Finance business development head.
He said the company is combining competitive rates with a simpler application process to make financing more accessible.
“Our goal is to create solutions that empower doctors, while also helping patients gain access to the care they need,” said Ron Romo, head of Personal Loan and OR/CR for Cash Sales and Distribution at SB Finance.
The strategy reflects a broader shift among lenders toward sector-specific financing as healthcare spending accelerates and demand for flexible credit grows. For hospitals, doctors and patients alike, access to financing is increasingly becoming part of the healthcare value chain rather than merely a payment option.
By building an integrated lending ecosystem linking physicians, hospitals and patients, SB Finance is carving out a differentiated growth segment while helping address one of the country’s most persistent barriers to healthcare access: affordability.
